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	<title>A David Creation &#187; Credit Card App for Blackberry</title>
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		<title>Using Your Phone As a Credit Card</title>
		<link>http://www.adavidcreation.com/using-your-phone-as-a-credit-card/</link>
		<comments>http://www.adavidcreation.com/using-your-phone-as-a-credit-card/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 17:51:14 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Cool Software]]></category>
		<category><![CDATA[Small Business Solutions]]></category>
		<category><![CDATA[Accept Credit Cards on Mobile Phones]]></category>
		<category><![CDATA[Credit Card App for Blackberry]]></category>
		<category><![CDATA[iPhone Credit Card App]]></category>

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		<description><![CDATA[I recently purchased a $.99 App for my iPhone called Swipe that makes receiving credit card payments easy while on the go. I am testing this App to see how easy it is to use for mobile users. I thought this would be a great tool for service companies. With a few simple clicks and [...]]]></description>
			<content:encoded><![CDATA[<p><a target="_blank" href="http://www.adavidcreation.com/wp-content/uploads/2010/03/CC-iPhone.jpg"><img class="alignright size-medium wp-image-398" title="CC-iPhone" src="http://www.adavidcreation.com/wp-content/uploads/2010/03/CC-iPhone-200x300.jpg" alt="" width="200" height="300" /></a>I recently purchased a $.99 App for my iPhone called <a title="Swipe Pro by AppleNinja" href="http://appninjas.com/swipe/" target="_blank">Swipe</a> that makes receiving credit card payments easy while on the go. I am testing this App to see how easy it is to use for mobile users. I thought this would be a great tool for service companies. With a few simple clicks and entering a credit card, a <a target="_blank" title="Swipe Pro by AppleNinja" href="http://appninjas.com/swipe/" target="_blank">Swipe</a> user can accept payments in seconds and email receipts. So far, I&#8217;m very impressed with this new App. For <strong>Blackberry</strong> users, try this free <a target="_blank" title="MerchantWare Credit Card Terminal App for Blackberry" href="http://appworld.blackberry.com/webstore/content/2300" target="_blank">Credit Card App</a>.</p>
<p>Most paint companies I work with request an up front deposit. Getting the deposit can be difficult if you don&#8217;t do it on the spot. If you had a mobile credit card application for your mobile device, the customer has no excuse but to pay right away.</p>
<p>It might look something like this, &#8220;Mr. Franklin, I&#8217;m really looking forward to working with you. All I need is a signature approving our proposal and what method of payment you wish to use for the deposit?&#8221; <em>if they don&#8217;t write you a check which would be great then you&#8217;d say, </em>&#8220;Oh and by the way, we take VISA, MasterCard and American Express, and I can run the card right now and send you a receipt. What card would you like to use?&#8221;</p>
<p>The major complaint most folks have with Credit Cards is the transaction fees. The second complaint I hear often is, &#8220;I can never collect a deposit in a timely manner.&#8221; Well, even though there is a transaction fee, you might want to at least consider pushing the deposits on a credit card. It is easy, and you get your money typically in less than 24 hours.</p>
<p>Oh&#8230;and depending on the types of services you perform, <a target="_blank" title="Swipe Pro by AppleNinja" href="http://appninjas.com/swipe/" target="_blank">Swipe</a> makes it easy to type in a list of services and pricing. So, for Painters, you can have a &#8220;Color Consultation&#8221; $95 fee or &#8220;Painter For a Day (full day) $500 etc.</p>
<p>The setup for <a target="_blank" title="Swipe Pro by AppleNinja" href="http://appninjas.com/swipe/" target="_blank">Swipe</a> was very easy. The hardest part was looking up my merchant account from Authorize.net.</p>
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