Using Your Phone As a Credit Card

I recent­ly pur­chased a $.99 App for my iPhone called Swipe that makes receiv­ing cred­it card pay­ments easy while on the go. I am test­ing this App to see how easy it is to use for mobile users. I thought this would be a great tool for ser­vice com­pa­nies. With a few sim­ple clicks and enter­ing a cred­it card, a Swipe user can accept pay­ments in sec­onds and email receipts. So far, I’m very impressed with this new App. For Black­ber­ry users, try this free Cred­it Card App. Most paint com­pa­nies I work with request an up front deposit. Get­ting the deposit can be dif­fi­cult if you don’t do it on the spot. If you had a mobile cred­it card appli­ca­tion for your mobile device, the cus­tomer has no excuse but to pay right away. It might look some­thing like this, ​“Mr. Franklin, I’m real­ly look­ing for­ward to work­ing with you. All I need is a sig­na­ture approv­ing our pro­pos­al and what method of pay­ment you wish to use for the deposit?” if they don’t write you a check which would be great then you’d say, ​“Oh and by the way, we take VISA, Mas­ter­Card and Amer­i­can Express, and I can run the card right now and send you a receipt. What card would you like to use?” The major com­plaint most folks have with Cred­it Cards is the trans­ac­tion fees. The sec­ond com­plaint I hear often is, ​“I can nev­er col­lect a deposit in a time­ly man­ner.” Well, even though there is a trans­ac­tion fee, you might want to at least con­sid­er push­ing the deposits on a cred­it card. It is easy, and you get your mon­ey typ­i­cal­ly in less than 24 hours. Oh…and depend­ing on the types of ser­vices you per­form, Swipe makes it easy to type in a list of ser­vices and pric­ing. So, for Painters, you can have a ​“Col­or Con­sul­ta­tion” $95 fee or ​“Painter For a Day (full day) $500 etc. The set­up for Swipe was very easy. The hard­est part was look­ing up my mer­chant account from Autho​rize​.net.